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BBPS — Bharat Bill Payment System

NPCI & RBI Ecosystem

Pay Every Bill
with One BBPS
API Integration

NTS BBPS API gives your platform access to India's official bill payment network — electricity, gas, DTH, water, insurance, loans and 20+ categories — 24×7 with instant confirmation.

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20+
Categories
24/7
Auto-Billing
NPCI
Powered
100%
Safe
BBPS Payment Terminal
Live
Electricity
Pipe Gas
DTH
Water
Insurance
Loan EMI
FASTag
Education
Recent Payments
MSEDCL — Electricity Bill
Consumer: 1234567890 · Mumbai
₹1,240 Paid
MGL Piped Gas
BP No: 980045123 · Thane
₹860 Paid
Tata Sky DTH Recharge
Sub ID: TS-7712345 · HD Pack
₹450 Paid
BMC Water Bill
Account: WB-00234521 · Mumbai
₹310 Paid
BBPS Network Stats

Anytime, Anywhere
Bill Payments

Integrated NPCI Network

Instant payment confirmations

Commission on every bill payment

20+

Categories

24/7

Auto-Billing

500+

Billers

100%

Safe

Bill Categories

20+ Biller Categories
in One API

From electricity and gas to FASTag and credit cards — every recurring payment covered under the BBPS network.

Electricity
Pipe Gas
DTH
Water
Postpaid
Insurance
Loan EMI
FASTag
Education
Credit Card
Municipal Tax
LPG Booking
Broadband
Housing Soc.
Cable TV
Hospital
Subscriptions
Club / Assoc.
Platform Features

Why Choose NTS
BBPS API?

One-stop destination for all recurring bill payments — interoperable, instant, and fully backed by NPCI.

Anytime Payments

24×7 auto-billing integrated system — customers pay bills any time, any day including weekends and holidays.

Instant Confirmation

Immediate payment confirmation via SMS or digital receipt with the BBPS "Be-Assured" stamp on every transaction.

NPCI Security

Driven by NPCI, every BBPS payment is encrypted end-to-end with the highest level of electronic framework security.

Earn on Every Bill

Get attractive per-transaction commissions on every successful bill payment — credited to your NTS wallet daily.

Bill Fetch API

Fetch outstanding bill amount from the biller before payment — customers see the exact amount before confirming.

Consumer Redressal

Single-window complaint handling for any bill payment issue — BBPS's built-in redressal mechanism protects every customer.

Simple Process

How BBPS Bill Payment
Works

From biller selection to instant receipt — a complete bill payment in 4 steps.

01
Select Biller

Choose the bill category and select the biller from 500+ options.

02
Fetch Bill

API fetches the outstanding bill amount live from the biller system.

03
Confirm & Pay

Customer confirms the amount and payment is processed instantly.

04
Receipt Generated

Instant BBPS receipt via SMS and API — "Be-Assured" stamp on every bill.

Who Benefits

BBPS Benefits for Every
Stakeholder

BBPS creates value for agents, billers, and consumers — a true three-way win on India's largest bill payment network.

For Partners & Agents

Enhance customer trust, build healthy relationships, and earn commissions on every bill payment across all 20+ categories.

For Billers

Make bill collection more cost-effective with wider reach. Track all payments in real time and reduce cash dependency.

For Consumers

Pay any bill from any location via any channel — online, mobile, or retail agent — with guaranteed delivery and receipt.

Consumer Redressal

Single-window complaint resolution for any payment dispute — BBPS ensures every customer issue is resolved quickly.

Interoperable Network

BBPS is interoperable — a bill paid at any agent outlet reaches any biller across India through the NPCI switch.

Multiple Payment Modes

Customers can pay via cash, debit card, UPI, NEFT, or wallet — all modes accepted at every BBPS agent point.

20+
Bill Categories

Every recurring payment type covered.

500+
Billers

All major billers across India on NPCI.

24/7
Always On

Bill payments available every hour of the year.

100%
Secure

NPCI-backed encryption on every transaction.

API Reference

Key BBPS
API Endpoints

Simple REST endpoints covering the complete BBPS bill payment flow — from biller list to payment and receipt.

  • GET /bbps/billers
    Get Billers List

    Fetch all available billers for a given category — returns biller ID, name, and input parameters.

  • POST /bbps/fetch-bill
    Fetch Bill Amount

    Get outstanding bill amount from the biller using consumer number before initiating payment.

  • POST /bbps/pay
    Pay Bill

    Process bill payment with consumer number, biller ID, amount, and payment mode.

  • GET /bbps/status
    Payment Status

    Check transaction status by reference ID — returns BBPS transaction ID and confirmation number.

POST /bbps/pay — Sample Request 
{
  "api_key":      "YOUR_API_KEY",
  "biller_id":    "MSEDCL001",
  "consumer_no":  "1234567890",
  "amount":       1240,
  "payment_mode": "WALLET",
  "mobile":       "9876543210"
}
Success Response
{
  "status":       "SUCCESS",
  "txn_id":       "NTS20241010BBPS",
  "bbps_txn_id":  "BBPS9876543210",
  "amount":       1240,
  "balance":      8760.00,
  "message":      "Bill paid successfully"
}
Get Started

Integrate BBPS API
into Your Platform

Join thousands of active agents and retailers offering bill payments. API credentials issued within 2 hours.

Call Us

0177-3136871

Email Us

info@ntsdigitalhub.com

WhatsApp

+91 94187 22050

Working Hours

Mon – Sat, 9:00 AM – 6:00 PM

Powered by
NPCI
Regulated by
RBI
Certified
BBPS
Network
CSC

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